Welcome to IRRModels.com. By accessing or using our website, you agree to these Terms and Conditions. Please read them carefully before using the website or purchasing any products or services.

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1. General Use of the Website

All content on this website, including templates, models, and articles, is provided "as-is" for informational purposes only.

You agree to use the website at your own risk. We are not liable for any damages or losses resulting from access, use, or inability to use the website.

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2. Digital Downloads

Templates and financial models sold through the website are provided "as-is" without any warranty or guarantee of fitness for a particular purpose.

You are responsible for ensuring the templates meet your specific needs before purchase.

Due to the nature of digital products, all sales are final. No refunds will be provided unless required by applicable law.

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3. Custom Financial Modeling Services

Custom models are developed based on the information you provide. You are responsible for the accuracy and completeness of the data shared with us.

While we strive to deliver high-quality models, we do not warrant that the models will be free of errors or suitable for all purposes.

We are not responsible for any financial or business decisions made based on the models provided.

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4. Limitation of Liability

To the fullest extent permitted by law, we disclaim all liability for damages of any kind, including but not limited to direct, indirect, incidental, or consequential damages arising out of or related to the use of our website, digital products, or services.

We are not liable for any errors, inaccuracies, or omissions in our templates or custom financial models.

Under no circumstances shall our liability exceed the purchase price of the template or service in question.

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5. Intellectual Property

All content, templates, and models are the intellectual property of IRRModels.com. Unauthorized use, reproduction, or distribution is strictly prohibited.

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6. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the Czech Republic (EU).

Any disputes arising from these Terms will be resolved in the courts of the Czech Republic.

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7. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on the website. Your continued use of the website constitutes your acceptance of the revised Terms.

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8. Contact

If you have any questions or concerns about these Terms, please contact us at legal@irrmodels.com.

IRRModels.com (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website or purchase our products and services.

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1. Information We Collect

We may collect the following types of information:

Personal Information: Name, email address, payment details, and other information you provide when purchasing templates, subscribing to our newsletter, or contacting us.

Usage Data: Information about how you access and use our website, such as your IP address, browser type, device information, and browsing behavior.

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2. How We Use Your Information

We use your information for the following purposes:

To process and deliver your orders, including sending purchase confirmations and invoices.

To communicate with you about your inquiries, purchases, or services.

To improve our website, products, and services by analyzing user behavior and feedback.

To send promotional emails or newsletters if you have opted to receive them. You can unsubscribe at any time.

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3. Sharing Your Information

We do not sell, rent, or trade your personal information. However, we may share your information with:

Service Providers: Third-party vendors that help us operate our website and services, such as payment processors and email marketing platforms.

Legal Obligations: Authorities if required by law or to protect our legal rights.

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4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our website. Cookies help us:

Remember your preferences and improve functionality.

Analyze website traffic and performance. You can manage or disable cookies in your browser settings.

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5. Your Data Protection Rights

Depending on your location, you may have the following rights:

Access and Correction: Request access to your data or correct inaccuracies.

Deletion: Request deletion of your personal information, subject to legal obligations.

Data Portability: Receive a copy of your personal data in a machine-readable format.

Opt-Out: Opt-out of marketing emails or data collection for targeted advertising. To exercise these rights, contact us at [Insert Contact Email].

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6. Data Retention

We retain your personal data only as long as necessary for the purposes outlined in this policy, or as required by law.

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7. Security

We implement industry-standard measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is completely secure.

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8. International Transfers

If you are located outside [Insert Country], please note that your information may be transferred to, and processed in, a country that may not provide the same level of data protection as your home country.

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9. Children’s Privacy

Our website is not directed at children under 16, and we do not knowingly collect information from children.

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10. Changes to This Policy

We may update this Privacy Policy from time to time. The latest version will always be available on our website, and we encourage you to review it regularly.

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11. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at: Limen Venutres s.r.o

Email: legal@irrmodels.com

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