[Free Sample] Simplified Capital Sufficiency Analysis - Monte Carlo Simulation

• Resulting wealth distribution chart with adjustable wealth buckets
• Simple one-sheet model
• Includes ability to factor in operating business results
• Limited 1000 simulation iterations

Inputs:‍

• Family tree assumptions (3 generations)
• Expected operating business results
• Expected withdrawals
• Target estate parameters
• Inflation
• Portfolio of two assets and expected returns and standard deviation

Outputs:

• Final Wealth distribution at the end of the projected period
• Failure rate - % of instances the portfolio did not meet required target estate

• Model is build without a VBA and results are based on 1000 iterations. Reach out to me for a more advanced model with more parameters and 1 mil. + iterations for more reliable results.
• Designed for clarity and ease of use, ensuring smooth integration into financial planning.
• Built for students, small family offices, wealth managers, investment advisors looking for illustrative tools for pension planning.

This financial model ("Model") has been prepared solely for illustrative and informational purposes. It is provided to the recipient ("User") on an "as-is" basis and is subject to the following terms:

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No Liability for Errors or Omissions: While every effort has been made to ensure the accuracy of the Model, the author makes no representations or warranties, express or implied, regarding the completeness, accuracy, or reliability of the Model, its calculations, or its assumptions. The User assumes full responsibility for verifying the Model's outputs and ensuring their applicability to the User’s specific circumstances.

Assumptions: The Model relies on assumptions, estimates, and projections provided by the User or based on publicly available information. The author does not guarantee that these assumptions will be realized or that the results will align with future outcomes. Any reliance on these assumptions is at the User's own risk.

No Professional Advice: This Model is not intended to provide financial, legal, tax, accounting, or investment advice. Users should seek independent advice from qualified professionals before making any decisions based on the Model.

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